Director
Hrishikesh Adwalpalkar
About 30 years in debt management. Built the collections business from 2000 on a single competency: receivables on overdue instalments, secured and unsecured.
- Receivables management
- Field recovery
- Secured and unsecured retail
- Conduct and compliance
- Collections and recovery
- Since 2000
- TCFC (Centurion Bank), Escorts Finance
- hrishikesh@attpro.in
Profile
About Hrishikesh
Hrishikesh has spent about thirty years in debt management. He started the collections business in 2000 on one competency and has never diluted it: receivables management on overdue instalments, secured and unsecured, across every retail product and every bucket.
Before founding the business he ran collections at TCFC, the consumer-finance arm that became part of Centurion Bank, and at Escorts Finance. That is where the operating habits the floor still runs on were formed: work the bucket, not the borrower list; document every contact; treat a field visit as evidence, not a threat.
Today he answers for delivery. Every client book, every stationed site and every code-of-conduct audit reports to him, and the platform's flow engine is, in the end, his playbook written down.
“A collections floor is a thousand small promises a day. The job is to keep them, and to be able to prove you did.”
At ATTPRO
What they answer for
The parts of the operation that report to them, and the questions that land on their desk.
- Client delivery across every stationed site and the field network
- Bucket-wise recovery strategy and the escalation ladder
- Code-of-conduct audits and RBI guideline adherence
- Agency governance where a client's own agencies sit on the platform
Career
Where it was earned
Most recent first. Roles are as held, not as retitled for a website.
2000 to date
ATTPRO Business Solutions
Founder and Director
Built the collections business from a single competency into a 325-person, eight-city operation.
Before 2000
TCFC (Centurion Bank)
Collections leadership
Consumer-finance receivables through the first retail-lending cycle.
Early career
Escorts Finance
Collections
Secured and unsecured instalment recovery.
Ask them about
Subjects they will take a question on
Useful starting points for a journalist, an analyst or a lender on a first call.
- What actually moves a 90+ bucket
- Running field recovery inside RBI guidelines
- Why the floor uses its own software
- Agency consolidation for a lender